For loans where the CTP is greater than 300%, you can request a partial collateral refund back to a CTP of 250%. If you would like to transfer collateral to a vault, you can enter the vault’s deposit address as the loan refund address.
When you log into your account, navigate to your loan. If your CTP is greater than 300% and you have not requested a partial refund or received a margin call in the last 30 days, you will see the option to request a refund. If you have a multi-institution loan, you will need to sign with your key. You can read more about this process here: https://unchained-capital.com/blog/ultimate-guide-bitcoin-loans/#What_happens_if_the_price_of_Bitcoin_increases_during_the_loan